Freestyle Banking - HSBC Business Direct Bank Account
Business Direct is the right business bank account for you:
- if you want up to 18 months free business banking* and then free
banking within transactional limits. - if you want a business bank account which gives you the flexibility of online, telephone and text message banking.
- if you do not use cash and receive few cheques.
- if you have an annual turnover of less than £500,000.
The table below provides further inforamtion on the Business Direct bank account provided through the Freestyle all-inclusive service.
| Service | Description | Price |
|---|---|---|
| Account Maintenance Fee | Monthly charge | Free |
| Automated Credits | An electronic credit paid into your business bank account | Free |
| Bill Payment | A payment which is debited to your business bank account via telephone banking and credited to a beneficiary | Free |
| Cash Machine Withdrawal** | Cash withdrawn from cash machine | Up to �1,000 free per month, then 2% of value withdrawn |
| Cheques Paid | Cheques written | 20 free per month, then �1 per cheque |
| Direct Debit Paid / Unpaid | Direct Debits paid from or returned to your business bank account | Free |
| Internet Bill Payment | A bill paid through Business Internet Banking | Free |
| Standing Order | Standing order paid from your business bank account | Free |
| Maestro Debit | Debit to your business bank account following a Maestro (card) transaction | Free |
| Other Debits | Debit applied to your business bank account | Free |
| Branch Cheques Collected | Cheques paid in at branch | 20 free per month, then 75p per cheque |
| Branch Cash in* | Cash paid in over branch counter, via paying-in machine or via deposit machine | 2% of value deposited |
| Branch Cash out* | Cash withdrawn over branch counter | 2% of value withdrawn |
* As paying in and withdrawing cash at branches is not within the scope of this service, such transactions will be charged at 2%.
** This is for UK transactions only and some ATM operators may levy a charge.








